Payment Options

Making Quality Dentistry Affordable for You

We offer a variety of payment options, including financing plans, to ensure you receive the dental care you need without financial stress.

our insurance & financing options

Dental Care Without Financial Stress

At Joshua M. Ignatowicz DMD & Associates, we pride ourselves on providing safe, effective, and affordable treatment for every member of the family. We understand that the financial side of dental treatment can become confusing at times. To make things easier for you, we have fostered working relationships with the top insurance companies. We also offer discount programs and payment systems for qualifying patients. Above all else, we want you to have a clear understanding of your financial and insurance options, as well as your patient responsibilities.

Insurance and patient Co-payments

Dental insurance can play a significant role in your treatment fees. This is why it's important to properly fill out your new patient paperwork with any insurance information. Submitting your paperwork in advance allows us to prepare your benefit materials before you receive treatment. This includes any fees and co-payments dictated by your insurance policy. We are happy to work with your insurance provider and answer any questions you may have in regards to your policy.


When working with insurance, it is important to note that you are solely responsible for fees and co-payments. Our team is happy to assist you when filing a dental or medical claim, but we ask that you follow our financial policy when payment is due. Talk with our staff during your consultation to learn more about our financial policy.

Accepted Insurance

As a key part of our commitment to your dental health, we are pleased to combine the most convenient financial options with the finest dental care. We work hand-in-hand with you to maximize your insurance reimbursement for covered procedures. We proudly accept the following insurance policies:

Aetna PPO

Aetna HMO

Allegiance

ALFAC

Ameritas

Anthem Blue Cross Blue Shield

Blue Cross Blue Shield

Best Life

Boon Chapman

Cigna PPO

Delta Care

Delta Dental

EBMS

Electrical Workers

GEHA

Guardian

HealthScope

HPN

Humana

Liberty Dental (Not Liberty Medicaid)

Lucent Health

Metlife

Operating Engineers

Painters Health and Welfare

Physicians Mutual

Premiere Access

Prime Care

Principal

Renaissance

Sierra Health and Life

Standard Insurance

SunLife Financial

Teamsters Local 631, 986

UMR

United Health Care

United Concordia

Third Party Financing Options

We are glad to offer several third-party lending opportunities that offer no-interest and low-interest options to make it easy for you to receive the treatment you want and need. Brooke, our Patient Care Coordinator, will be happy to answer any financial questions you might have and help you find a financial plan that meets your needs.

Finance with Cherry

Cherry

Cherry offers flexible payment plans with no hard credit check and instant approval options. With Cherry, you can split your dental expenses into manageable monthly payments to fit your budget.

Finance with CareCredit

CareCredit

CareCredit is a trusted healthcare financing option that allows you to pay for dental treatments over time with low or no-interest plans for qualified applicants. It’s a great solution for covering both routine checkups and major procedures without upfront costs.

Finance with Lending Club

Lending Club

LendingClub offers affordable financing solutions with fixed monthly payments and low-interest rates for dental treatments. Their quick and easy application process allows patients to secure financing for both minor and major procedures without hassle.

Finance with Proceed

Proceed Financing

Proceed specializes in long-term financing with affordable monthly payments and low interest rates, making high-cost dental treatments more accessible. Their extended repayment terms help patients receive the care they need without financial strain.

Finance with United Credit

United Medical credit

United Medical Credit provides fast approvals and flexible financing options for dental procedures, including implants and cosmetic treatments. Even if you have less-than-perfect credit, United Medical Credit works to find a financing plan that suits your needs.

Finance with Sunbit

Sunbit

Sunbit makes dental financing easy with a quick application process and high approval rates, allowing you to split your bill into smaller, more manageable payments. With no hidden fees or surprises, Sunbit is a stress-free way to afford your dental care.

Other Payment Options

For your convenience, we also accept the following: Cash, Check, MasterCard, Visa, Discover, AMEX.

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